Clara Valimeza · Financial artificial intelligence
We analyze your liquidity in real time, identify market risk and propose adjustments before inaction becomes costly. Without its own operating room.
The problem
Many SMEs hold excess cash in low-performing accounts because actively managing that capital requires time and specialized knowledge that is not always available internally. Meanwhile, market volatility and inflation reduce the real purchasing power of that money, without anyone constantly monitoring it. The cost does not appear in any report, but it exists.
The solution
Clara Valimeza combines predictive analytics and configurable risk management rules to keep your capital moving, with oversight that never stops.
01
It processes market data and macroeconomic variables to estimate short-term risk scenarios, updating its estimates with each new data available.
02
Reallocate surpluses between low-risk instruments according to the parameters you define: time horizon, risk tolerance and treasury needs.
03
You receive a notification before any relevant movement. Final authorization may be left to the system or require your confirmation, depending on how you set up your account.
04
The same analysis engine works for a small treasury or for more complex financial structures, without the need to redesign internal processes.
Methodology
Secure connection to bank accounts and authorized market sources.
The data is homogenized and cleaned before entering the analytical model.
Statistical models identify patterns of risk and opportunity.
The system generates an assignment proposal with its associated confidence level.
Once approved, the position is executed and placed under continuous supervision.
The information is transmitted encrypted and stored with access controls segmented by user profile. Clara Valimeza does not sell customer data with third parties nor does it use it for purposes other than the contracted analysis.
Applications
Businesses with billing peaks can maintain that surplus by working in low-risk instruments during the months of lower activity, instead of leaving it immobile in a current account.
The system calculates how much of the reserve can be exposed to performance without compromising short-term committed payments.
Service companies with non-linear collections obtain liquidity management that automatically adjusts to the actual inflow of funds.
When the cash exceeds the expected operating needs, the engine proposes a diversified distribution according to the risk profile defined by the owner.
Frequently asked questions
Data on account movements, available balances and public market variables. The connection with bank accounts is carried out through authorized access protocols, without storing credentials.
Yes. You can configure the account so that each movement requires your explicit approval, or delegate decisions within the risk limits you define.
The engine adjusts its recommendations with each data update. In high volatility scenarios, prioritize lower risk instruments according to the parameters of your profile.
No. The platform is designed for SME owners without their own treasury team. Recommendations are presented with clear language explanations, not just numbers.
Data transmission and storage use industry-standard encryption, with access segmented by role. No information is shared with third parties outside the contracted service.
The contract conditions, including duration and cancellation, are detailed during the registration process and can be consulted before confirming access.
Request access to Clara Valimeza and review how the predictive analysis applies to your specific liquidity situation, before making any decisions.